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Are you protected from uninsured motorists?
Dogs are known to drive without insurance. Being involved in an auto accident is stressful, but what happens when you find out the at-fault driver doesn’t have coverage or is underinsured? While most...
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Ask the Advisor: Why add an Umbrella?
Question from Gregg S. from Carmel: I tell my clients (I’m a lawyer) all the time about the benefits of increased limits and umbrella policies. I know it’s not costly, but could you approach the...
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Keeping it Safe this Halloween
We’ve got a guest post from our partners at Central Insurance today. Check out their blog for great insurance content every week. With Halloween just over a week away, I thought it would be nice to...
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Risk Management: Flooding
Flooding can happen anywhere Flooding is a risk to any property, whether you are inland or near the coastline. In fact, one in four businesses that shuts down from a natural disaster never reopens, and...
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Ask the Advisor: Flood Policy
Flooding can happen anywhere Question from Lindsey J.: All the flooding and problems from the hurricane have got me thinking about a flood policy. We have a basement and have never had any problems in...
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Ask the Advisor: Home Fires
Question from Kenny C.: The freak explosion on the south side has me trying to figure out a plan for my family if we are involved in a home fire. I don’t know where to start. Got any advice?...
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Ask the Advisor: The New Renter
Unpack before you text Question from Matt P.: I finally found a job and I’m moving out of my parents’ house and looking at apartments. Some places require Renter’s Insurance and some don’t. Is this...
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Ask the Advisor: Adding a Teenage Driver
Probably a better driver than a teenager. Question from Katherine A. from West Clay: My son will be getting his license in less than a month. How do I add him to my policy and what can I do to make...
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Cyber Liability and Risk Management
Protect yourself and your business Protecting your business from cyber risks can be an overwhelming venture. A new day means more viruses are being discovered, more spam is being delivered to your...
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Ask the Advisor: The Accident
Claims Happen Question from Samuel B. from Carmel: I saw a minor fender bender yesterday in the roundabout on my way to work and I realized I have no idea what I’m supposed to do if I have to file an...
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Wellness: Know Your Numbers
Inactivity is a dangerous habit Heart attack, stroke, kidney disease, diabetes and many other chronic conditions have the potential to be prevented by simply being familiar with your body and taking...
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Ask the Advisor: Umbrella
Question from Lindsey J. from Fishers: My insurance agent is always trying to sell me an umbrella policy. Is this something I should consider adding? It just seems like an extra cost. Response from...
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General Liability vs. Specialized Cyber Liability Coverage
Google Server Farm in Council Bluffs, Iowa The only way to protect the assets of your business is to carry adequate Commercial General Liability (CGL) Insurance. A CGL policy protects your business...
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Ask the Advisor: Working from Home
Question from Abbey G. from Noblesville: My office allows me to work from home when I need to. Are there any insurance issues I need to worry about? Response from...
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Driving in Extreme Conditions
The weather can be unpredictable and can create extremely hazardous conditions on the road. These extreme conditions make driving dangerous and require special safety precautions. Your safety is...
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Ask the Advisor: New Driver
Question from Michael M. from West Clay: My son will be getting his license this spring. How do I add him to my policy and what can I do to make sure I don’t have to get a second job to afford it?...
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Traffic Fatalities on the Rise
There was a surge in traffic fatalities in 2012, according to the National Safety Council. It’s the first year traffic-related deaths increased since 2005. In addition to the inestimable cost of lost...
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Ask the Advisor: Pool Time
Question from Susan Q. from Carmel: We’re starting to think warm thoughts, despite the never-ending winter, and that means opening up our pool in the next month or so. How do we make sure we have all...
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Will Health Reform Affect Casualty Insurance Prices?
Many of the Affordable Care Act’s (ACA) major provisions take effect Jan. 1, 2014, and business owners across the country are curious about the effects that the health care changes will have on the...
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Ask the Advisor: Flooding
Question from Gary B. from Fishers: We have a basement and have never had any flooding problems, but one of our friends recently had their basement flood and it caused $16,000 in damage! Now I’m...
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